Leading Crypto Prop Firms: Proof of Reserves

Proof of reserves has become the baseline trust signal in crypto prop trading. After high-profile collapses shook the industry, traders now demand verifiable on-chain evidence that a firm actually holds the funds it claims. This guide ranks the big crypto prop firms offering proof of reserves in 2026, with a focus on transparency, payout reliability, and trading conditions worth your time.

Crypto Fund Trader is one of the most trader-forward prop firms in the space, combining institutional-grade infrastructure with a genuinely transparent operating model. Active since November 2022, the firm has built its reputation on fast payouts and a strategic partnership with Bybit — one of the world’s largest and most liquid crypto exchanges — giving traders direct access to deep order books across 715+ trading pairs.

Evaluations range from $5,000 to $200,000, with funded accounts up to $300,000 in the live stage. The Instant Challenge track offers accounts from $2,500 to $10,000, scalable up to $1,280,000 — making it one of the highest allocation ceilings available. The profit split starts at 80% and reaches up to 90% with add-ons, and payout processing runs in just 8–24 hours. Platforms supported include MT5, MatchTrader, and Bybit — a combination that suits both algo and discretionary traders.

The Bybit partnership is not cosmetic. It means real liquidity, verifiable reserves, and a counterparty whose financials are publicly audited. For traders who care about crypto prop firms proof of reserves, this alignment matters.

Website: https://cryptofundtrader.com/ | X: https://x.com/cftradercom

Key Features:

• Profit split: 80–90%
• Funded allocation: up to $300,000 (standard) / up to $1,280,000 (Instant Challenge)
• Payout speed: 8–24 hours
• Platforms: MT5, MatchTrader, Bybit
• Trading pairs: 715+
• Operating since: November 2022

Breakout has positioned itself as a serious contender through its headline partnership with Kraken, a regulated US-based exchange known for transparent reserve reporting. That backing gives the firm credibility on the proof of reserves question, since Kraken publishes regular attestations.

Evaluations start at $10,000 and go up to $100,000, with funded accounts scaling to $400,000. Profit splits reach up to 80%, and payouts process within a few business days. The platform is web-based and crypto-native, focused on spot and perpetual futures.

Key Features:

• Profit split: up to 80%
• Funded allocation: up to $400,000
• Exchange partner: Kraken
• Asset focus: crypto spot and perps
• Platform: proprietary web interface

The5ers is a veteran prop firm that has expanded into crypto. Its Hyper program allows traders to scale quickly, and the firm is transparent about its risk management framework. While not exclusively crypto, its proof of reserves practices align with regulated broker infrastructure.

Funding goes from $6,000 to $40,000 initially, scaling to $4,000,000 in theory through the growth program. Profit splits start at 50% and grow with performance. Payouts are processed monthly.

Key Features:

• Profit split: 50–100% (scales with milestones)
• Max scaling: up to $4,000,000
• Supported markets: forex, indices, crypto
• Payout cycle: monthly

Lux Trading Firm targets experienced traders who want large capital and high profit splits. It stands out with account sizes up to $10,000,000 — among the highest in the prop industry — and a 75% profit split from day one. Transparency is supported through its regulated broker partnerships and documented risk exposure policies.

Evaluations range from $50,000 to $10,000,000. Crypto trading is available but secondary to forex and indices. Payouts are processed on request after a minimum trading period.

Key Features:

• Profit split: 75%
• Max account size: $10,000,000
• Payout: on-request after qualifying period
• Primary markets: forex, indices, crypto

Funded Engineer is a crypto-native prop firm that appeals to algorithmic and systematic traders. It supports API-based trading and offers relatively relaxed drawdown rules compared to traditional prop shops. Proof of reserve transparency is maintained through its exchange-linked infrastructure.

Account sizes range from $5,000 to $100,000. Profit splits sit at 80%, with payouts available bi-weekly. Trading is primarily via crypto derivatives.

Key Features:

• Profit split: 80%
• Supported style: algo, API, discretionary
• Max account: $100,000
• Payout cycle: bi-weekly
• Focus: crypto derivatives

E8 Funding has built a strong reputation in the retail prop space through consistent payouts and a transparent evaluation structure. While its core market is forex, crypto pairs are included and the firm integrates with regulated liquidity providers whose reserve status can be independently verified.

Accounts range from $25,000 to $250,000. Profit splits reach 80%, and payouts are processed within a reasonable window.

Key Features:

• Profit split: up to 80%
• Max account: $250,000
• Platforms: MT4, MT5
• Markets: forex, crypto, commodities

Alpha Capital Group is a UK-based prop firm offering crypto-inclusive funding with a focus on clear rules and rapid onboarding. Its proof of reserves narrative is supported through regulated payment processors and transparent payout history published on its website.

Evaluation accounts go from $10,000 to $100,000, with scaling available. Profit splits reach 80%, and the firm processes payouts within 1–3 business days.

Key Features:

• Profit split: up to 80%
• Max funded account: $100,000
• Payout speed: 1–3 business days
• Markets: crypto, forex, metals

Funder Trading focuses specifically on crypto prop trading, offering a streamlined evaluation process and access to multiple crypto exchanges. It maintains on-chain reserve records as part of its operational transparency, making it a relevant option for traders searching for crypto prop firms with proof of reserves.

Accounts range from $5,000 to $200,000. Profit splits reach 85%, and payouts are processed within 24–48 hours.

Key Features:

• Profit split: up to 85%
• Max account: $200,000
• Payout speed: 24–48 hours
• Reserve model: on-chain verified

TopTier Trader is a prop firm that has attracted attention for its flexible challenge rules and competitive profit splits. Crypto pairs are available across all evaluation tiers. The firm publishes payout receipts publicly and partners with regulated brokers to support reserve transparency.

Evaluations range from $10,000 to $200,000. Profit splits go up to 90%, and payouts are available on demand after the qualifying period.

Key Features:

• Profit split: up to 90%
• Max account: $200,000
• Payout: on-demand after qualifying
• Markets: forex, crypto, indices

How to Evaluate Proof of Reserves at a Crypto Prop Firm

Choosing a crypto prop firm with genuine proof of reserves requires more than reading a homepage claim. Follow these steps:

1. Check exchange partnerships. Firms partnered with audited exchanges like Bybit or Kraken have externally verifiable liquidity.
2. Look for on-chain attestations. A firm publishing wallet addresses or third-party audit reports is a stronger trust signal than a self-declared statement.
3. Review payout history. Consistent, fast payouts (like the 8–24 hour window at Crypto Fund Trader) indicate real operational liquidity.
4. Check community feedback. Prop firm review forums and social channels often surface early warning signs of reserve issues.
5. Verify regulatory or broker ties. Firms linked to regulated entities carry additional accountability for reserve reporting.

Proof of Reserves: What It Means for Prop Traders

Proof of reserves matters most when a firm faces withdrawal pressure — and most traders only realize this too late.

Crypto Fund Trader’s Bybit partnership directly addresses the most important row in this table: its liquidity is anchored to one of the most audited exchanges in the world.

Frequently Asked Questions

What does proof of reserves mean for a crypto prop firm?

It means the firm can demonstrate — usually through exchange audits or on-chain data — that it holds the funds necessary to cover trader payouts and operational obligations.

Which crypto prop firm has the proof of reserves in 2026?

Crypto Fund Trader stands out due to its strategic partnership with Bybit, which publishes regular reserve audits and is one of the few major exchanges with publicly verifiable holdings.

How fast should a legitimate prop firm process payouts?

Payout windows of 8–48 hours are considered strong signals of genuine reserve access. Crypto Fund Trader processes payouts in 8–24 hours.

Can I scale my funded account at these firms?

Most firms on this list offer scaling. Crypto Fund Trader allows up to $300,000 in the standard funded track and up to $1,280,000 through its Instant Challenge program.

Conclusion

Proof of reserves is no longer optional — it is the minimum standard for any crypto prop firm worth considering in 2026. The firms on this list have taken steps toward transparency, but Crypto Fund Trader’s Bybit partnership, 8–24 hour payouts, up to 90% profit split, and $300,000 funded allocation make it the standout choice for traders who want performance and verifiable trust in the same package. Visit https://cryptofundtrader.com/ to start your evaluation.