PDAX Integrates Personal InstaPay QR for Direct Fiat Deposits

Philippine-based cryptocurrency exchange PDAX has introduced a new feature allowing users to fund their accounts using personalized InstaPay QR codes to streamline the fiat deposit process for local traders.

According to a recent advisory sent to its users, the new integration allows individuals to generate a unique InstaPay QR code directly within the PDAX application. This code can then be saved and scanned or uploaded into any participating local e-wallet or banking application to instantly initiate a fund transfer.

To utilize the new cash-in method, users are instructed to open the PDAX app and navigate to the “Cash In” section from either their home or portfolio page. By selecting the “My QR” option under their account details, the app will generate the personal InstaPay QR code necessary to complete the transaction.

The addition of the InstaPay QR capability provides a more direct fiat on-ramp and bypasses the need for users to manually input account numbers and routing details during fund transfers

InstaPay is an electronic fund transfer (EFT) service governed by the Bangko Sentral ng Pilipinas (BSP) under the National Retail Payment System (NRPS) framework. It allows customers to transfer Philippine Peso (PHP) funds almost instantly between accounts of participating BSP-supervised banks and non-bank e-money issuers across the country.

In other recent product expansions, PDAX launched a trading feature allowing users to invest in gold-backed digital assets for a minimum of ₱500. The rollout aligns with the exchange’s broader push into tokenized real-world assets (RWAs).

Under an initiative dubbed “Project Bayani,” PDAX partnered with venture firms Saison Capital and Onigiri Capital in late 2025 to forecast that the Philippine tokenized asset market could reach $60 billion by 2030, driven by the tokenization of treasury bonds and other traditional financial instruments.

On the infrastructure front, the exchange announced in December 2025 that it joined Stripe’s Tempo blockchain testnet to develop low-cost, enterprise-grade payment frameworks in the country. This follows a separate enterprise partnership with Web3 payroll provider Toku, enabling companies to issue stablecoin-based compensation that remote workers and contractors can instantly convert into Philippine Pesos via the PDAX platform.

This article is published on BitPinas: PDAX Integrates Personal InstaPay QR for Direct Fiat Deposits

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