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Coins.ph, a locally licensed crypto exchange, introduced “Coins College Bitcoin Builder,” a four-year financial program focusing on foundational principles of holding BTC for Filipino students.
What is Coins College Bitcoin Builder?
According to Coins.ph, the program is “first-of-its-kind” in the country; it is said to focus on discipline, consistency, and a “Buy and Hold” master class.
The students will be taught the advantages of becoming long-term BTC holders, as per the company, focusing on the dominant crypto as a “superior store of value” compared to traditional cash savings, which it cited as historically losing purchasing power due to inflation.
- The locally licensed crypto exchange explained that the program is designed to focus on BTC only because it is considered “digital gold,” its maximum token supply being only 21 million.
For Coins.ph, teaching the next generation about holding BTC will help them have financial security.
“Over the past four years, BTC recorded a 222% increase, in contrast to the Philippine peso’s approximately 13% decline in purchasing power over the same period.
It’s about building financial discipline, not just a balance.”
Coins.ph
The Builder Wallet
Technically, students who will join the program will automatically have a Builder Wallet.
This web3 wallet is where students store their BTC holdings and earn rewards from the program.
As per the media statement, if a student deposits BTC, they will receive an equal amount as a reward. For instance, if a student has an initial deposit of ₱100 in BTC, then they will receive an additional ₱100 in BTC rewards. There is a cap of ₱100 per year for 4 years.
Coins.ph said that for the program to successfully reach its goal of teaching its students to have a “buy and hold” mindset, it disabled the trading features of Builder Wallet. Therefore, all the BTC holdings and rewards by the student will only be tradable after the four-year program period.
“We believe good financial habits are best learned early, and it’s about direction and dedication, not capital. The Coins College Bitcoin Builder is more than a rewards program, it’s a mindset.
Just as a college student dedicates four years to earning a degree, this program teaches them to dedicate four years to building their financial foundation. When they graduate, they’ll have achieved mastery of the time-tested strategy of long-term holding, setting them up for a more financially resilient future.”
Wei Zhou, Chief Executive Officer, Coins.ph
And if a student decides to withdraw their BTC deposits, they can do it any time, but Coins.ph explained that they will immediately exit the program and their received rewards will be forfeited.
How to Join Coins College Bitcoin Builder
To join the program, students must be aged 18 and above and enrolled in either a CHED-recognized college or university, or a TESDA-accredited vocational or technical school.
To enroll:
Step 1: Go to https://www.coins.ph/en-ph/bitcoin-builder-program. Log in an account.
Step 2: Choose the “Reserve Spot Now” button and choose again the “Reserve My Spot Now” button.
Step 3: Answer the Google Form provided and wait for an email for the next instructions.
Step 4: Further instructions include depositing the first ₱100 BTC to be held, receiving rewards, and joining other initiatives.
“The Coins College Bitcoin Builder leverages Coins.ph’ status as a BSP-licensed virtual asset exchange, assuring students that they are learning and building their future on a secure and compliant platform.”
Coins.ph
Coins.ph’s Other Crypto Education Initiatives
In 2025, Zhou talked to OFWs in a financial literacy seminar in Hong Kong, where he emphasized how stablecoins are increasingly being adopted worldwide for cross-border payments.
Also in the same year, the crypto exchange hosted two-week on-ground activations across Metro Manila and nearby provinces, with the goal of making crypto more accessible to the broader public.
This article is published on BitPinas: Coins.ph Launches 4-Year Bitcoin Program for College Students
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